Question Shader Graph Planar Reflection Refraction

I have a water shader that I made using shader graph, I added planar reflections to my shader using a second camera that renders reflections to a render texture than I use that render texture in shader graph to blend between render texture and rest of the albedo. I have refraction in my water shader but it doesn't work on reflections(Because I render reflections to albedo they are not under water). I want my reflections to be refract like any other under water object