Realtime and baked light

I will loose all my hair to this... I try to setup scene, I made simple room in Blender, with both uv and uv lightmap channel. But whatever I do, I get crappy lightning in baked mode vs realtime. How it is even possible?

Here are screenshoots:
Realtime:
https://dl.dropboxusercontent.com/u/52159221/realtime.jpg

Baked:
https://dl.dropboxusercontent.com/u/52159221/baked.jpg

Walls and lighting look like very low jpg compression, I have looked at zillions tutorials, and different forums, and I still don`t have any clue how it is possible (it is also new scene, with static object, lights are baked only, also tried all different GI configurations).

 

Disable "compressed" and use higher baked res?

But if you looked at zillions of tutorials and forums I guess you know that.

 

Yes, this doesn`t help unfortunatly.